Warm up: How did the "wild cards" effect your budget? Did they change the way you think about your emergency fund in your budget?
Warm Up: What do you think a credit score is and why might it be important?
FICO and credit card activity
What is a FICO score and why is it important? Watch this video if you did not see it in class.
Take the credit score quiz and see how well you do. Record your score in your journal,
Warm Up: Will you apply for a credit card when you can? Why or why not? Is there a special circumstance that would prompt you to apply for a new card?
Credit Card Activity
Use 5x your monthly emergency fund as the total.
Minimum payment is interest +2%
Use the interest rate from the credit card you chose.
Warm Up: Why will credit be important as you grow older?
Guest Speaker: Shawn Candelaria-Four Corners Community Bank
Check out the daily work and warm ups if you miss class and please make up the work! I want you all to succeed. I will accept late work for two weeks after it is due. Check in with me if something comes up!